ExampleIllustrative numbers only—not a quote, rate offer or guaranteed return. *Gross estimates before vacancy, fees, insurance, rates, tax and interest-rate changes; actual rents, prices and loan terms vary by property, lender and your circumstances.
What the call gives you
Leave with clearer numbers—whether or not you work with us.
Clearer shortlistFewer wasted inspections—properties matched to your brief and budget.
Cashflow firstSee whether rent can cover the loan before you commit.
Finance alignedCompare lenders for the same purchase brief—not a separate process later.
Regional & metro opportunities • Sourced to your brief
Australia-wide sourcingRegional cashflow + metro briefs
Broad lender accessOptions beyond a single bank
One coordinated briefProperty and finance aligned
Sydney-based teamABN 51 652 558 702
Access options across a broad lender panel (examples)
What you get
Built around your outcome—not our product list
Whether you need a buyer’s agent, a loan, or both, the first job is the same: help you decide with clearer numbers.
For investors
A shortlist aimed at positive cashflow in regional markets—rent evidence and repayments considered together.
Loan questions? Start with a free AI conversation.
Get instant loan information any time, explore common scenarios and understand what to ask next. When you want personal advice, you can choose to connect with a Vinance broker.
Australia-wide buyer’s agent for cashflow-first investors.
We help investors define a brief, research regional towns with strong rental demand across Australia, shortlist opportunities and coordinate due diligence, negotiation and finance.
Australia-wide market research and opportunity sourcing
Cash-flow, comparable sales and rental evidence review
Due-diligence coordination and purchase negotiation
Finance strategy considered alongside the purchase
Investment returns are not guaranteed. Yield figures are gross estimates only and do not account for vacancy, expenses, tax, interest rates or individual circumstances. Buyer’s agent services are subject to applicable licensing, agency agreement and availability.
7–9%+estimated gross yield in selected regional markets*
Example purchase$400,000
Rent (7–9% gross)$540–$690/wk
Interest, $320k @ 6.5%≈$400/wk
Rent minus interest+$140–$290/wk
Illustrative example, before costs—not a guarantee.
Why Vinance
A strategy, not just a rate
Structure, flexibility, fees and timing can matter as much as the advertised rate. We help you see the full picture before you decide.
Deal with one adviser who understands your situation
Compare suitable options from a broad lender panel
A broker can compare options across multiple lenders, explain loan structures and coordinate the application. The right option still depends on your circumstances and lender criteria.
How is a buyer's agent different from a mortgage broker?
A buyer's agent helps with the property search, research, due diligence and negotiation. A mortgage broker focuses on finance. Vinance can coordinate both parts so the property brief and lending strategy are considered together.
Can you help with complex or urgent scenarios?
We work with residential, commercial, bridging and specialist lending scenarios. Timing and available options vary, so contact us early.
What should I prepare?
We will confirm the exact list, which may include identification, income evidence, living expenses, liabilities, savings and property details.
English 
Chinese