{"id":435,"date":"2018-11-27T09:17:08","date_gmt":"2018-11-27T09:17:08","guid":{"rendered":"http:\/\/13.54.75.137\/about\/"},"modified":"2026-03-24T18:55:47","modified_gmt":"2026-03-24T08:55:47","slug":"home-loans","status":"publish","type":"page","link":"https:\/\/vinance.com.au\/zh\/home-loans\/","title":{"rendered":"Home loans"},"content":{"rendered":"<h1>\n\t\t\t\t\thome loans\n\t\t\t\t<\/h1>\n\t<h2>\n\t\t\t\t\tFirst-Home Loans\n\t\t\t\t<\/h2>\n\t\t\t<p>Buying your first home is a huge learning curve and no doubt it will be one of the biggest financial decisions you&#8217;ll make in your lifetime. It pays to have someone by your side through the buying journey, making sure you understand the process every step of the way. Vinance team can be your loytal friend to make your house dream come true.<\/p>\n<p>&nbsp;<\/p>\n\t\t\t\t<img src=\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/photoholgic-35FGlbO_krI-unsplash-scaled.jpg\" alt=\"photoholgic-35FGlbO_krI-unsplash\" itemprop=\"image\">\n\t\t\t\t<img src=\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/louis-christopher-yziQHT7T2CU-unsplash.jpg\" alt=\"louis-christopher-yziQHT7T2CU-unsplash\" itemprop=\"image\">\n\t<h2>\n\t\t\t\t\tOwner Occupier Loans\n\t\t\t\t<\/h2>\n\t\t\t<p>In addition to a good interest rate, each loan structure needs to be tailored for your individual circumstances &#8211; based on a sound&nbsp;financial&nbsp;strategy.<\/p>\n<p>Vinance team does exactly this. Did you know that the structure of your home loan has a massive impact on the amount of wealth you can create through property?<\/p>\n<p>You need the right team with the right strategy. We pride ourselves on our strategic advice.<\/p>\n\t<h2>\n\t\t\t\t\tInvestment Loans\n\t\t\t\t<\/h2>\n\t\t\t<p>Despite fluctuating markets, building a property portfolio remains a popular form of long-term investment here in Australia. But finding the right investment property can be tricky\u2026 and it takes considerable time&nbsp;and&nbsp;effort.<\/p>\n<p>Most importantly, where and what you buy will affect your return&nbsp;on&nbsp;investment.<\/p>\n<p>Vinance team will develop your unique strategy with careful consideration.<\/p>\n\t\t\t\t<img loading=\"lazy\" src=\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/eriksson-luo-IuLCdYkeZnA-unsplash-scaled.jpg\" alt=\"eriksson-luo-IuLCdYkeZnA-unsplash\" itemprop=\"image\" height=\"1440\" width=\"2560\" title=\"eriksson-luo-IuLCdYkeZnA-unsplash\" onerror=\"this.style.display='none'\">\n\t\t\t\t<img loading=\"lazy\" src=\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/jamie-davies-K4kjRZ1KnLw-unsplash-scaled.jpg\" alt=\"jamie-davies-K4kjRZ1KnLw-unsplash\" itemprop=\"image\" height=\"1707\" width=\"2560\" title=\"jamie-davies-K4kjRZ1KnLw-unsplash\" onerror=\"this.style.display='none'\">\n\t<h2>\n\t\t\t\t\tRefinancing Loans\n\t\t\t\t<\/h2>\n\t\t\t<p>It means paying out your current loan and replacing it with one that&#8217;s the right&nbsp;fit&nbsp;for&nbsp;you.<\/p>\n<p>Refinancing can potentially save you thousands. You can even refinance with the same lender but your new loan should come with better rates and terms tailored to&nbsp;your&nbsp;unique&nbsp;circumstances.<\/p>\n<p>So ask yourself &#8211; are you paying more&nbsp;than&nbsp;you&nbsp;need?<\/p>\n<p>Let Vinance team find the best loan for you with a free home loan health check.<\/p>","protected":false},"excerpt":{"rendered":"<p>home loans First-Home Loans Buying your first home is a huge learning curve and no doubt it will be one of the biggest financial decisions you&#8217;ll make in your lifetime. It pays to have someone by your side through the buying journey, making sure you understand the process every step of the way. Vinance team &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/vinance.com.au\/zh\/home-loans\/\"> <span class=\"screen-reader-text\">Home loans<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","spay_email":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.4 (Yoast SEO v17.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home loans - Vinance Lending Solutions<\/title>\n<meta name=\"description\" content=\"Our main target lenders are the big four banks and their sub-banks in Australia. Vinance team will try our best to provide our customers the best loan rate, best facilities and best services.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vinance.com.au\/zh\/home-loans\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home loans\" \/>\n<meta property=\"og:description\" content=\"More than you can borrow.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vinance.com.au\/zh\/home-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Vinance Lending Solutions\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-24T08:55:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/photoholgic-35FGlbO_krI-unsplash-scaled.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2\u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/vinance.com.au\/#organization\",\"name\":\"Vinance Pty Ltd\",\"url\":\"https:\/\/vinance.com.au\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/vinance.com.au\/#logo\",\"inLanguage\":\"zh-CN\",\"url\":\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/cropped-logo.png\",\"contentUrl\":\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/cropped-logo.png\",\"width\":512,\"height\":512,\"caption\":\"Vinance Pty Ltd\"},\"image\":{\"@id\":\"https:\/\/vinance.com.au\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vinance.com.au\/#website\",\"url\":\"https:\/\/vinance.com.au\/\",\"name\":\"Vinance Lending Solutions\",\"description\":\"Vinance Lending Solutions - More than you can borrow\",\"publisher\":{\"@id\":\"https:\/\/vinance.com.au\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/vinance.com.au\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"zh-CN\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/vinance.com.au\/home-loans\/#primaryimage\",\"inLanguage\":\"zh-CN\",\"url\":\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/photoholgic-35FGlbO_krI-unsplash-scaled.jpg\",\"contentUrl\":\"https:\/\/vinance.com.au\/wp-content\/uploads\/2022\/08\/photoholgic-35FGlbO_krI-unsplash-scaled.jpg\",\"width\":2560,\"height\":1708},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vinance.com.au\/home-loans\/#webpage\",\"url\":\"https:\/\/vinance.com.au\/home-loans\/\",\"name\":\"Home loans - Vinance Lending Solutions\",\"isPartOf\":{\"@id\":\"https:\/\/vinance.com.au\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/vinance.com.au\/home-loans\/#primaryimage\"},\"datePublished\":\"2018-11-27T09:17:08+00:00\",\"dateModified\":\"2026-03-24T08:55:47+00:00\",\"description\":\"Our main target lenders are the big four banks and their sub-banks in Australia. 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